::JON S. FRANK & ASSOCIATES, INC.::

We are a solutions orientated company. This means our methods start with an indepth analysis of our client's benefit plan objectives, corporate structure, past benefit communications and current strategies.

With clear understanding developed during the review, we then use our knowledge, relationships and capabilities to develop a creative and executable plan of action.

Moving forward with approval, we implement and educate program participants, establish administrative connections and deliver all program components , including our CareFlex Express benefit card, in time for first use on the plan's effective date.

As effective solutions require continuous management and ongoing review from the moment of its inception to maintain viability and value, our role post installation includes advocacy for both our clients and their employees, compliance advice and intelligent reporting.

We stay ahead through research and dedication to a contiunous improvement process. We reinvest in the solutions we develop for our clients to enhance our value and keep pace with their needs.

Jon S. Frank & Associates, Inc. offers assistance in the evaluation and development of employee benefit programs with a focus on simplicity, cost containment and participant engagement. We are skilled in helping employers understand the complexities of plan sponsorship, establish a coordinated strategy, educate employees, and measure results. Our toolkit contains many electronic workbooks and presentations that explain and quantify our recommendations .

COBRA Administration

Benefit Management Applications Coming Soon!

The CareFlex Connection

CareFlex Benefit Solutions is a division of Jon S. Frank & Associates. While the agency has been handling Section 125 plans and Flexible Spending Account administration since the early 1990’s, we took our expertise to a more advanced level in 1998 and adopted the name CareFlex as we focused on the importance of pre-tax health care spending plays in the economic fabric of our health care system.

CareFlex allows us to seamlessly provide one stop service for our customers in the following areas:

· Section 125 Plans

· Flexible Spending Account (FSA) Administration

· Health Reimbursement Account (HRA) Administration

· Health Savings Account (HSA)

Coming Soon!

· Wellness Incentive Plans

· Transportation Plan Administration

Our plans are managed on a single Benefits card, making it easier for participants to understand, manage and use their pre-tax benefits.

We’ve partnered with Metavante, to develop a local system with national reach using the MasterCard system.

Our benefit payment system automatically substantiates transactions that meet established criteria and request receipts for transactions that don’t. Advancing technology, coupled with our knowledge of local vendors when the need for troubleshooting arises, fuse to create a highly satisfactory experience for our clients and their employees. The result: a smooth running, cost effective benefit account program with cards for convenience and full accountability and reporting.